If you haven’t already, please review, “Week 1:Introduction to Money and Mindset” (see below) before you get started with Week 2.
📅 Day 4: Why Set Financial Goals?
Objective:
- Students will understand the importance of setting financial goals for their future.
Lesson:
- Discuss what financial goals are and why they matter.
- Explain the difference between short-term and long-term goals.
- Provide real-life examples (e.g., saving for a phone vs. college).
Activity:
🎨 Vision Board — Students create a vision board of their future financial goals using drawings, magazine cutouts, or digital tools.
Key Terms:
- Goals
- Short-term
- Long-term
Day 5: SMART Goals
Objective:
- Students will learn how to set clear, actionable goals using the SMART framework.
Mini-Lesson:
- Review what SMART stands for: Specific, Measurable, Achievable, Relevant, Time-bound.
- Show examples of vague vs. SMART goals.
Activity:
✍️ SMART Goal Rewrite — In pairs or small groups, students take vague goals and rewrite them as SMART goals.
Key Terms:
- SMART Goals
Day 6: Personal Money Goals Reflection
Objective:
- Students will apply SMART goal-setting to their personal financial situations.
Mini-Lesson:
- Brief review of short-term vs. long-term goals and SMART framework.
- Encourage personal reflection and realistic planning.
Activity:
📝 Goal Drafting — Students write one short-term and one long-term personal financial goal using the SMART format.
Optional Extension:
- Pair-share or small group discussions to give each other feedback on goals.
✅ Materials Needed:
- Poster paper or magazines (for vision boards)
- Glue, scissors, markers
- SMART goal examples handout
- Reflection worksheet or notebooks
📌 Assessment:
- Participation in discussions and activities
- Completed SMART goals for personal reflection
